Solution: Take the private care away from the insurance companies. Give it to the best corporate cost cutter: Walmart (home of the $4 prescription) Add some competition: Give half to Target.
Problem #2 Quality
Solution: Give Google the contract for upgrading quality of service. Give Yahoo the contract for networking the community. Give the hardware contract to Apple I-Phone, Blackberry and Palm. Open clinics at Nordstrom and Macy's and any other retailer that understands how to deliver customer service.
Lastly, require that all systems be open source and full integrated.
Rational
Insurance companies have not done their job: improve quality and reduce costs. Fire them. Bring in successful companies that know how to do both. Open up the market to competition.
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